Credits

Happy Vendor Loans

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Happy Auto Loan
Have you been looking forward to owning your dream car? Societe Generale Ghana is offering you the chance to do that right now with the Happy auto loan!
This is a short to medium-term loan to be used to purchase a new or used vehicle of your choice for which you can repay over a maximum of up to 60 months. It’s quick to process, convenient and hassle-free.

 
Features

  • You can use the loan to buy a new and used cars from a selected group of approved vendors.
  • Funding:
                      -New cars: 80% of the value of the car without any limit.
                      -Used cars: 80% of the value of the car up to a limit at GHS 100,000.00

  • You can repay your loan over a maximum period of up to 5 years for vehicles less than 2 years old. For vehicles older than 2 years, the maximum repayment period is 4 years.
  • If you choose the Happy auto loan + Sound drive package you will use a portion of your 20% down payment to pay your first year Insurance (the loan will finance more than 80% of the cost of the vehicle).
 
Benefits

  • You get quick and easy access to funds to buy the car you want.
  • You will enjoy competitive interest rates. A rate of up to 2.5% below regular personal loan rates.
  • You can define the most convenient duration for repayment with a possible maximum of 60 months.
  • You can feel confident with your purchase as each car sold  by our selected vendors have been checked and confirmed to be in good condition and from legitimate sources.
  • When you select sound drive, you don’t need to pay for  the insurance premium, as this will be included in the down payment.
Requirements
  • Have/open an account at Societe Generale Ghana and receive salary through the account.
  • Maximum age of the car should not exceed 5 years.
  • Vehicles must be saloon cars, SUVs or pickups. Maximum seating capacity of seven people.
Current partner vendors

New car vendors:
Alliance motors, Auto parts Ltd, Auto plaza, Audi centre, CFAO,  Delta Africa motors, Honda place, Hyundai motors and Investment, Japan motors, Mechanical Lloyd, Modern auto services Ltd, Rana motors, Tanink motors, Silver star, Universal motors and Toyota Ghana.
 
Used car vendors - Accra
De-Georgia enterprise, K&K motors, Erata motors and Mensch automobile ltd.
 
Used car vendors - Kumasi
Jensarp enterprise, Johet Transport and Trading limited, Jeffrey Owusu Enterprise and Westend homes.



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HAPPY CHAT LOAN

Do you want to own a new smart phone? Would you like to pick up the trendiest tablet on the market? Do you need a laptop for yourself or for a family member?

Societe Generale Ghana has set up a partnership with popular vendors in order to help you buy all the devices you want, with unbelievably favourable conditions.

With Happy Chat, you can have a loan of up to GHS5,000 to spend on the latest gadgets from a partner vendor's store.


 
Features
  • The loan must be used to fund 100% of the cost of the item.
  • The minimum amount you can borrow is GHS 500.
  • The maximum amount you can borrow is GHS 5,000.You can choose to repay the loan over a period of 6 months, 9 months or 12 months.
     
Benefits
  • Stress free repayments: You can spread the payment over a 6, 9 or 12 months period.
  • You don’t pay any interest (all interest is subsidized by the vendor and the bank).
  • This is very easy: just select the item at one of our partner vendors,get a proforma invoice for it and apply for Happy chat loan.

Requirements
  • Have/open an account at Societe Generale Ghana.
  • Be a salaried worker from a Societe Generale Ghana listed company or from companies with an institutional loan agreement with the bank.
  • History with the bank: Have a month’s salary received through your SG Ghana account with 3 consecutive pay slips.

Current Partner Vendors:
          
          Quality Links & Supplies Ltd (QLS) 

          Location: Asylum Down-Accra

          Website: www.qlsglobal.com
          Tel: 050 132 9055/ 020 329 7028/ 050 126 5450
         
          Samsung VIP
          P.O Box 743, Adum Kumasi

          Contact: 0209758000 or 0206662555
  
          First New Age
          P.O. Box AN 23015, Kumasi

 
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HAPPY HOME LOAN

Did you just move into your dream home? Do you have your eye on that top of the range modern kitchen? Will having that new HDTV make you and your family happy?

Societe Generale Ghana has partnered with some of the most popular home appliance and furniture providers in the country, to help you buy everything you need to make your home look exactly the way you dreamed, in the most cost effective way. 


Features
  • The loan must be used to fund 100% of the cost of the item.
  • The minimum amount you can borrow is GHS 1,000.
  • The maximum amount you can borrow is GHS 20,000.
  • You can choose to repay the loan over a period of 6, 9 or 12 months.

Benefits
  • Stress free repayments:  Spread the payment over a period of 6, 9 or 12 months.
  • You don’t pay any interest (all interest is subsidized by the vendor and the bank).
  • It's very easy: just select an item at one of our partner vendors, get a proforma invoice and apply for Happy home loan.

Requirements
  • Have/open an account at Societe Generale Ghana.
  • Be a salaried worker from an Societe Generale Ghana listed company or from companies with an institutional loan agreement with the bank.

History with the bank:
  • If you are employed by a listed companies, you need to have 3 consecutive salary payments received  through  the bank
  • If you are employed by companies with institutional agreements, you have to have 1 month's salary payment received through the bank.

Current Partner Vendors: 
            
          Quality Links and Supply Limited

          Location: Asylum Down- Accra.
          Contact: 0574116128 or 0501265450
          Website: www.qls.com

         Samsung VIP

          P.O Box 743, Adum Kumasi
          Location: Adum, Kumasi.
          Contact: 0209758000 or 0206662555

 
          First New Age Company Limited
          Location: Harper Road, Adum-Kumasi.
          Contact: 0244460503 or 0545928333

Terms and conditions apply

 
Just step into any Societe Generale Ghana branch or call the Contact Centre on 0302 214 314 to find out more about the Happy Vendor loans today!