Day to Day



Did you know you could get all your banking done today without stepping into a banking hall? Beat the queues, traffic and have time to do more with the Sikanet, internet banking service.

Sikanet is a robust internet banking service that enables you to do all your banking at any time of the day or night, from anywhere in the world. It is a safe and secure way to access your account and manage your money. All you need is a computer, internet connectivity and a compatible browser.

Societe Generale Ghana Sikanet is convenient, cost effective and easy to use. Start now!

What can you do with Sikanet?
  • Check your account balance, term deposits and loan accounts
  • Check and download your account statements
  • Create beneficiaries for funds transfers
  • Transfer funds to beneficiaries in any bank in Ghana
  • Transfer funds via upload of files
  • Set up and manage standing orders
  • Request new cheque books
  • Set up appointment with Relationship Officers
  • Simulate how much you can borrow in any period (loan simulator)
  • Send and receive messages from your bank
  • Print your bank account details
  • Convenience of banking from your home, office or overseas, as you travel
  • 24/7 access to your accounts regardless of banking hours
  • Access to bank information and products
  • Easy way to communicate with the bank
  • Highly secure 

Get full security in all transactions

Sikanet has a combination of security features which make it very secure. These include:
  • Use of a static password.
  • Use of a Token which generates One Time Passwords (OTP) for validating sensitive  transactions.
  • Use of a virtual keyboard to prevent key loggers from detecting passwords used.

To subscribe to Sikanet, just walk into any Societe Generale Ghana branch and complete a Sikanet application form.

To access Sikanet simply enter the URL: in your web browser and:

  • Click onto the client access button and follow the instructions.
  • There is a demo and user guide to help you navigate the menus.