Investment and Savings

Government of Ghana Securities

Treasury Bills

This is a short-term investment product (from 91 days to 365 days) offered by the Bank of Ghana on behalf of the Government. Societe Generale Ghana is a primary distributor of treasury bills. You may buy your treasury bills any from any of our branches. 


  • You may collect your interest upfront on the day you purchase the treasury bills or receive your interest with the original amount(principal) when the treasury bills matures.

  • On Maturity
                - You can take all your original amount(principal) together with the interest or
                - You can continue with the investment (roll over the principal) and take your interest or
                - You can roll over both the principal and interest.

If you need the money before maturity, We will re-discounts them. We will give you back your     principal and pay a rediscounted interest.
  • You enjoy high interest which is determined at the time you buy the Treasury bill
  •  You pay no fees when you buy treasury bills through us.
  • Treasury bills are risk free. Your investments are guaranteed by Government of Ghana
  • They can easily be converted into cash.
  • No transactions cost. You do not pay anything when buying.
  • Can be used as collateral for loans. You can access up to 90% of the total balance in the account.
Find out more about Treasury Bills, simply visit any Societe Generale Ghana branch or call 0302 214 314.