Investment and Savings

Savings Account

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Societe Generale Ghana provides multiple saving accounts to suit different levels of saving.

These accounts are ideal for you if you want to save idle cash (in local currency) gradually and enjoy good interest rates and keep it available as a way to give yourself financial security against unforeseen contingencies and/or in preparation for future projects or events.

You can choose from any of the accounts below and enjoy great returns.

SAVINGS ACCOUNT

This account is ideal if you would like to begin your saving with a minimum of GHS100 only.

Features
  • Minimum opening is GHS100.00 and minimum account operating balance is GHS 50.00.
  • Your account can be funded via transfers or by a standing order at your request.
  • You will be able to make cash deposits and withdrawals whenever you choose.
  • You will get a personalized savings withdrawal form.
 
Benefits

  • You earn interest.
  • The balance on your savings account can be used as collateral to access a cash covered loan.
  • You may request an ATM card which you can use to check balances and make withdrawals from VISA branded ATMs, anytime you choose.
  • You will get easy access to your balance and transaction information with Sikanet, Sikatext and Sikatel.
 
SMART SAVER ACCOUNT

This account is ideal if you you have a minimum of GHS1,000 to start saving. 
It is a high interest earning savings account with the added value of having a built-in annual renewable personal accident insurance cover for you and 2 members of your family.

Features

  • You can open it with a minimum of GHS1,000 and must maintain a minimum operating balance of GHS1,000.
  • Your account can be funded via transfers or by a standing order at your request.
  • You can make cash deposits and withdrawals whenever you choose.
  • You will get a personalized savings withdrawal form.
  • You can use your ATM card to check balances and make withdrawals whenever you choose.
 
Benefits

  • Enjoy flexible savings – make deposits and withdrawals at anytime.
  • Enjoy competitive interest rates.
  • Can be used as collateral for cash covered loans. You will pay no fees for setting up a standing order instruction to move funds from another Societe Generale Ghana account to your smart saver account.
  • Personal accident insurance. 
 

SUPER SAVER ACCOUNT

This is ideal if  you have a miminum of GHS 2,500 to start saving. 
It is an investment account which offers you higher interest rates.

Features

  • Your account can be funded via transfers or by a standing order at your request.
  • You can make deposits and withdrawals whenever you choose.
  • You will get a personalized savings withdrawal form.
  • You may use your ATM card to check your balance and make withdrawals on any VISA branded ATM.
 
Benefits

  • Enjoy flexible savings and make deposits and withdrawals at anytime.
  • Competitive interest rates: higher than all other savings.
  • Can be used as collateral for cash covered loans.

REQUIREMENTS FOR ALL ACCOUNTS
  • 2 passport size photographs.
  • Identification – Passport / voter’s ID / NHIS / Driver’s license.
  • Photocopy of utility bill.
 
Find out more about all the ways you can save at Societe Generale Ghana today! Simply visit any branch or call 0302 214 314 now.