Retail Products

Happy chat loan


Get yourself, as well as your friends and family, cool, new smartphones, tablets or laptops, with a little help from us.
SG Ghana has partnered with some popular vendors in order to help you buy all the devices you want, at great conditions.

■ Receive a loan of up to GHS 20,000 to spend on the coolest smartphones and tablets from any of the partner vendors’ stores.
■ Stay happy and relaxed, you can pay your loan back in small, comfortable monthly installments of 6, 9 or 12 months.
■ No need to worry, all interest will be subsidized by the vendor.

How it works

1. Get a proforma invoice from the vendor for the item you would like to buy.
2. Visit any SG Ghana branch, complete a Happy Chat loan application form, and attach the proforma.
3. Take your loan approval letter to the vendor’s store and pick up your brand new device!


You must:

  • be an SG Ghana account holder
  • be a salaried worker from a listed company or a company with an institutional agreement with the bank
  • be a government worker whose salary is paid through Controller and Accountant General’s Department (CAGD).

List of Vendors

  • Quality Links and Supply* - 0302268549
  • Samsung VIP (Jobost) - 0206662555
  • First New Age - 0545928333
  • TCL Electronics Ghana Ltd - 0263429112
  • GLINSM Company Limited - 0208447616
  • Electroland Ghana Ltd - 0241143819
  • Hardeep Trading Company - 0242554522
  • Orca Deco Ghana Limited - 0244400444
  • Somotex Ghana Limited - 0540101372