Retail Products

Home improvement loan



Do you want to refurbish your home?

Societe Generale Ghana has a specially designed loan for just this purpose with an attractive interest rate. This is targeted at salaried workers and can access as much as Ghs 400,000!!



You must:

  • be a salaried worker from a listed company or a company with an institutional agreement with the bank
  • have a minimum banking relationship of 1 month supported by a 6 - month statement from your previous bankers or 3 months relationship
  • Have a collateral



Customers make repayments through their salary account with Societe Generale Ghana.


Subscription of insurance is compulsory. In the event of death or disability, the outstanding loan balance is paid by insurance company.

Interest Rate


Facility Fees

Facility fee is 2.0% flat (Minimum – GHS 50.00)


Costs between 1% and 2% of the loan amount.