Happy Home Loan

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Get the furniture, gadgets and appliances you need to make your house a home with support from SG Ghana.

Apply up to GHS 50,000!

Pay no interest – as all interests will be subsidized by the vendor.

The +


Make easy, comfortable repayments over a period of 6, 9 or 12 months.

Pay monthly deductions via your SG Ghana current account.

To apply, simply get a “Happy Home loan” form from any branch, complete and present it along with a proforma invoice from your selected vendor.

 All fees updated regularly. For current, applicable fees, please refer to 2023 Tariff guide. 

Find out more about the Societe Generale Ghana loans. Simply visit any branch or call the Contact Centre on +233(0)302-214314.

Ts & Cs apply

How to apply

  • Get a proforma invoice from the vendor for the item you would like to buy.

  • Visit any SG Ghana branch, complete a Happy home loan application form, and attach the proforma.

  • Take your loan approval letter to the vendor’s store and pick up your brand new device!


You must:

  • be an SG Ghana account holder

  • be a salaried worker from a listed company or a company with an institutional agreement with the bank

  • be a government worker whose salary is paid through Controller and Accountant General’s Department (CAGD)

List of Vendors

  • First New Age - 0545928333

  • TCL Electronics Ghana Ltd - 0263429112

  • Electroland Ghana Ltd - 0241143819

  • Hardeep Trading Company - 0242554522

  • Orca Deco Ghana Limited - 0244400444

  • Somotex Ghana Limited - 0540101372

  • Home Brand Enterprise - 055330028

  • Kings Furniture Co. Ltd - 0501505507

  • Megamax Electronics - 0243257395

  • Dukab Ab Enterprise - 0559614512

*Terms and conditions apply


Subscription of insurance is compulsory for amounts above Ghs 5000