Institutional Loan

Your Institution Your Loan

For employees of institutions that have an agreement with the bank to provide loans for their staff, getting a loan is easy.

Just find out if your company has an agreement with SG Ghana and get the ball rolling.

Borrow up to GHS 250,000.00 at a discounted interest rate!!

The +


Make easy repayments monthly, via deductions from your salary, through your SG Ghana current account.

With a current account regularly funded with your salary, you may apply for an Institutional Credit loan at your preferred branch.

Find out more about the Societe Generale Ghana loans. Simply visit any branch or Call +233 (0) 302-214 314.

Ts & Cs apply


  • Short to medium term borrowing needs

  • Interest rates are fixed.

  • Built-in loan protection cover, which pays off the loan in the event of your death or permanent disability

    • Easy repayments spread over a period of 60 months or 72months ( for salaries of GHS10,000)2 months

  • Convenient repayments through your salary

Facility fee* is 2.5% (Minimum – GHS 50.00)

Insurance- costs between 1% and 17% (with a few exceptions) of the loan amount.


  • Letter from employer
  • Salary slip
  • Must have been employed for at least a year