Institutional Loan

Your Institution Your Loan

For employees of institutions that have an agreement with the bank to provide loans for their staff, getting a loan is easy.

Borrow up to GHS 100,000.00 at a discounted interest rate!!

With a current account regularly funded with your salary, you may apply for an Institutional Credit loan at your preferred branch.

Find out more about the Societe Generale Ghana loans. Simply visit any branch or Call +233 (0) 302-214 314.

Ts & Cs apply


  • Short to medium term borrowing needs

  • Built-in loan protection cover, which pays off the loan in the event of your death or permanent disability

  • Easy repayments spread over a period of up to 48 months

  • Convenient repayments through your salary

Facility fee* is 2.5% flat (Minimum – GHS 50.00)

Insurance- costs between 1% and 2% of the loan amount.


  • Letter from employer
  • Salary slip
  • Must have been employed for at least a year