Cash Covered Loan


Make your money work harder for you.

Choose a “cash covered” loan! Use your savings and other investments as a collateral for funds you need.

Pay back over a comfortable period of  up to 24 months.

Make easy repayments monthly, via deductions from your salary, through your SG Ghana current account.


*all fees updated regularly. For current, applicable fees, please refer to 2020 Tariff guide.

Find out more about the Societe Generale Ghana loans, simply visit any branch or Call +233 (0) 302-214 314.

Ts&Cs apply

Target customers

Top affluent
Mass affluent
Mass market


  • Customer's investment us used as security for the loan facility
  • Customer's investment is blocked when the overdraft facility agreement is signed
  • Source of payment must be known

Interest Rates


Rates remain fixed for all staff once agreement is signed.

Facility processing fee

 Facility processing fee(Negotiable)